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He taught me how to properly use credit and I have never paid a dime in interest. Put all of your debts together to make it easier to budget for them. It will be a few years before you can get into the Chase ecosystem, IMO based on lots of research. You might also want to consider not only to clear credit card debt but to stay away from it too. You never use an OTA. Variable interest rate, I think it's around 18 right now (gotta look it up). I just got a job offering 32 hours a week. You still need to pay for fees, taxes, and surcharges, but points can be used to cover those at a rate of 1 cent per point. Gun store where I trade will give a different price for Cash vs Debit vs CC. Simplify your finances. Thatвs why using the right credit card responsibly is the best way to rebuild damaged credit.
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